My interest in the field of finance traces back to my childhood. As I was growing up, the “Doi moi� (“Reformation�) Era brought about more freedom and openness to the stagnant system in Vietnam. People could start to have their own businesses and deal with foreign entrepreneurs. Naturally, I could, at the time, understand neither technical concepts, such as principal, interest and deposit, nor how a bank worked or even what it was; however, in my nascent perceptions, I could discern the importance of financial institutions as keepers of people’s wealth, and even of their hopes for the future.Accordingly, I grew more and more determined to place my future in the field of finance. Throughout middle and high school, I dedicated most of my time to natural sciences, such as Mathematics, Chemistry and Physics. I could describe myself as an accurate and analytical-oriented person, for not only did I received rigorous training, but I also enjoyed being pertinent and precise.

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